InstaCred - Instant EMI for Sh

Buy Now, Pay Later, with EMI! Get Instant Credit Limit of up to ₹ 1 Lakh from leading Banks / NBFCs in Less than 5 Minutes! Shop on EMI for Mobile Phones, Watches, Laptops, Furniture, and more at your favourite online sites.

, powers instant digital EMI from top Banks & NBFCs at your favourite online sites

1. Instant Approval up to ₹ 1 Lakh

2. No Paperwork! No Income Documents. Just your Aadhaar & PAN Number required

3. One time Approved Credit Limit! Use for multiple transactions across merchant network

4. Credit Limit approved from Reputed Banks / NBFCs

5. Affordable Interest rates, No Cost EMI available

6. Cardless Credit Limit - No Credit / Debit Card required

7. Auto EMI repayment - EMI payment directly from your Bank Account

1. Verify your mobile number via the app

2. Complete your KYC digitally

3. Get Instant Approval from our network of Bank and NBFC partners

4. Setup Auto Repayment to pay your EMIs

That’s it! Your credit limit will be activated promptly and then you can use it to shop instantly for Mobiles, Laptops, Watches, Furniture at your favourite online merchants

1. You should be an Indian Resident.

2. You should have a Valid PAN

3. You need a Valid Aadhar Number or VID

4. Valid bank account in your name (for auto repayment setup)